Published July 20, 2025

Why Waiting for Lower Mortgage Rates Might Cost You Thousands

Author Avatar

Written by Tanya Johnson

Why Waiting for Lower Mortgage Rates Might Cost You Thousands header image.

You’re not alone if you’re holding tight to your 3–4% mortgage rate—but is waiting for rates to drop actually costing you more in the long run?

 

In this video, I break down:

  • Why rates dropping doesn’t guarantee a better deal
  • What happened last time mortgage rates fell (spoiler: prices skyrocketed!)
  • How to think smart if you're planning to move up or cash out equity

 

🎥 Click here to watch the video! 

 

Thinking about your next move? Let’s talk strategy before the market shifts again. Give us a call at 703-729-7001 or email info@talk2tanya.com. Our team is ready and excited to help you achieve your real estate goals!

Agent profile image in chat bubble
Agent profile image in chat header

Tanya Johnson

Founder | Realtor® | Tanya & Co. - Keller Williams Realty | Real estate agency in Ashburn, Virginia

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

or another way